Navigating What’s Available in Home Insurance
Home insurance policies differ on the amount of insurance coverage provided.
The types of home insurance policies are fairly standard throughout the country. However, individual states and companies may offer policies that are slightly different or go by other names such as “standard” or “deluxe”. The one exception is the state of Texas, where policies vary somewhat from policies in other states. The Texas Insurance Department ( http://www.tdi.state.tx.us ) has detailed information on its various homeowners insurance policies.
The chart below lists the disasters covered in each …