Policies

Navigating What’s Available in Home Insurance

Home insurance policies differ on the amount of insurance coverage provided.
The types of home insurance policies are fairly standard throughout the country. However, individual states and companies may offer policies that are slightly different or go by other names such as “standard” or “deluxe”. The one exception is the state of Texas, where policies vary… »

Does Home Insurance Cover Flooding?

Standard homeowners insurance and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program - NFIP (888-379-9531, www.floodsmart.gov ) and from a few private insurers.
The NFIP provides coverage for up to $250,000 for the structure of the home and… »

Storm Season, Be Prepared

Tornadoes hit Dodson and nobody was hurt. We witnessed the best in people and we thank them so much.

Sadly, a very few of us tried to give a false impression to the public. We are good people in general.
Dadson is our home. People live here by choice. Nobody is holding anyone against their will.
We help… »

Warning Over Insurance Cut-backs

Businesses and homeowners in the South West are being warned against cutting back on insurance in a bid to save money or risk being left underinsured should the worst happen.

“Some savings could prove to be far more costly in the long run,” says Chris Ridgers from Cornish Mutual, who specialise in insurance for the rural… »

What is in a standard homeowners insurance policy?

What is in a standard homeowners insurance policy?
A standard homeowners insurance policy includes four essential types of coverage. They include:
1)  Coverage for the structure of your home.
2)  Coverage for your personal belongings.
3)  Liability protection.
4)  Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other… »

Getting Home Insurance in San Diego Is Easy

“Getting a home insurance is indispensable. To secure your future against natural calamities and other un-expected incidents, the home insurance is a great safeguard for you and your family. Though the home insurance has many such benefits, most of us stay away from getting one.

The reason is simple. No one wants to waste hours or… »

Fire Ignites Flame: Homeowners Check Policies

Fire and smoke fall under the list of damages covered by standard home insurance policies. According to the national fire protection association,… »