Archive for May, 2009

Appeals court denies use of home insurance

Sunday, May 24th, 2009

The Tennessee Court of Appeals says a Cocke County couple can’t use their home insurance policy to pay for damages caused by their sons’ fatal sniper attack on Interstate 40 traffic.

One motorist died and another was seriously injured in the video game-inspired 2003 shootings by then 15-year-old Will Buckner and 13-year-old Josh Buckner.

A circuit judge… »

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The Right Insurance To Cover Your Valuables

Saturday, May 23rd, 2009

If you’re unsure what form of home insurance you need, be sure to examine your belongings. This can help you to understand what your personal situation… »

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Trim your budget with insurance changes

Friday, May 22nd, 2009

If you’re looking to trim your budget, you might want to start with your insurance to save a few bucks.

Some life insurers will reduce your premium if you can prove you’ve quit smoking or reduced your cholesterol.

If you lose the life insurance you had through work, replace it with a term life policy. It’s reliable… »

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Navigating What’s Available in Home Insurance

Thursday, May 21st, 2009

Home insurance policies differ on the amount of insurance coverage provided.
The types of home insurance policies are fairly standard throughout the country. However, individual states and companies may offer policies that are slightly different or go by other names such as “standard” or “deluxe”. The one exception is the state of Texas, where policies vary… »

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Does Home Insurance Cover Flooding?

Thursday, May 21st, 2009

Standard homeowners insurance and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program - NFIP (888-379-9531, www.floodsmart.gov ) and from a few private insurers.
The NFIP provides coverage for up to $250,000 for the structure of the home and… »

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Fewer firefighters won’t necessarily raise rates

Wednesday, May 20th, 2009

As the number of people providing fire protection in Muncie is looking to go down, a question comes up over the matter of casualty insurance.

Namely, are property owners going to see skyrocketing home and business insurance hikes because Muncie Fire Department has 20, versus 29, firefighters on duty every minute of the day?  Or if… »

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Storm Season, Be Prepared

Sunday, May 17th, 2009

Tornadoes hit Dodson and nobody was hurt. We witnessed the best in people and we thank them so much.

Sadly, a very few of us tried to give a false impression to the public. We are good people in general.
Dadson is our home. People live here by choice. Nobody is holding anyone against their will.
We help… »

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Warning Over Insurance Cut-backs

Friday, May 15th, 2009

Businesses and homeowners in the South West are being warned against cutting back on insurance in a bid to save money or risk being left underinsured should the worst happen.

“Some savings could prove to be far more costly in the long run,” says Chris Ridgers from Cornish Mutual, who specialise in insurance for the rural… »

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Insurance Rates Must Go Up

Thursday, May 14th, 2009

With the start of the hurricane season just a few weeks away, a leading Florida consumer advocate joined independent agents at a press conference today to warn that property insurance rates need to be raised if insurers are going to be able to pay claims on time or at all in the event a major… »

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Extra Insurance Can Protect Those Diamonds and Pearls

Tuesday, May 12th, 2009

Ask almost anyone about insurance on jewelry and you hear, “Oh, it’s covered by my home insurance policy.”  Not exactly.
 
True, nearly every home insurance policy in America comes with a provision that pays for stolen jewelry. But that provision is very small. Many policies pay up to $2,500 for a stolen item, regardless of how… »

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